![7+ Best Dental Insurance in Arizona [2024]](https://cdn.prod.website-files.com/5fee3fd14df42836719a4aa2/66dfe3eaa13bb15abf78276a_Screenshot%202024-09-10%20021431.png)
If you’re an Arizona resident wondering if dental insurance is worth the expense, you’re not alone. For many people, dental insurance premiums don’t fit in their household budget. That being said, preventative care is essential for your health and wellbeing. If you have a tooth infection or need a root canal, for example, it’s important to be able to access quality dental care.
But don’t let the cost of dental care discourage you! There are several options for affordable care in Arizona. We’ll explore the best dental insurance in AZ as well as other options for affordable care, including dental discount solutions like Flossy.
Stand-alone Arizona dental insurance for adults, when purchased through the Arizona exchange, can cost anywhere from $10 to $56 per month.
When considering whether or not to get a dental insurance plan, you should consider not just the expense of monthly premiums but also each plan’s coverage. The cost of insurance premiums varies based on what plans cover, their annual maximums, and out-of-pocket costs. You’ll spend more than just the $10 to $56 premium, depending on a plan’s deductible, the amount of coverage for each service, and the types of dental care you need.
Don’t have dental insurance? No need to panic! There are many options for accessing affordable dental care, with or without insurance. Let’s take a look at some of your top options for affordable dental services.
Flossy is a free-to-use dental discount service that you can use as an alternative or complement to dental insurance. There are no membership fees or premiums, and Flossy offers discounts on all dental procedures, even the cosmetic services that insurance plans rarely cover. Once you become a member, you gain access to Flossy’s network of trusted dentists, each of whom is rigorously vetted based on degrees from accredited programs, excellent patient reviews, and expertise. With Flossy you don’t have to have an insurance plan to access great savings.
Flossy’s mission is to provide transparent and affordable access to quality dental care without any waiting periods. You need only search for a dentist through Flossy’s dental provider directory online, in the app, or over the phone, to access a network of rigorously vetted dentists. And don’t forget to check out Flossy’s cost estimator so you can prepare for your visit!
Whether you’re looking for preventative care or more expensive procedures like bridges or dental crowns, Flossy can help you afford the care you need.
Find affordable dental care in Arizona with Flossy’s network of trusted dentists!
It’s worth asking your current dentist about in-house payment plans or other options for affordable dental care, as they may be able to provide resources to help. They may offer free or low-cost dental care on certain days of the year, or they may have a membership-based dental savings plan for a yearly fee.
At Flossy, you don’t have to pay any fees, monthly or yearly! Flossy’s savings plan is free to use and comes with easy access to Flossy’s network of high-quality, trusted dentists.
If you have a major dental procedure on the horizon, dental financing is another option that can help manage the cost. Some loan servicers offer personal loans to cover the costs of such procedures; they may advertise them as dental loans specifically or as medical loans.
If you take out a personal loan to finance your dental procedure, your loan servicer will set an interest rate and monthly payment, allowing you to access the care you need without delay. Before applying for a loan, determine what monthly payment you can make, compare loan servicers, and get pre-qualified with your bank or loan servicer.
Government and private dental grants offer low-income patients the opportunity to access the medical care they need at no cost. Once granted, there’s no need to pay back a loan servicer or make room in your already tight budget. Grants are often geared toward specific groups or dental procedures, so you’ll need to research the eligibility criteria for various grants to find one that might work for you.
If you’re looking for dental insurance in Arizona, here is a list of the top dental insurance providers in the state.
Delta Dental of Arizona is an insurance provider offering traditional dental insurance plans. They offer accessible dental benefit programs with the aim of promoting oral health for as many people as possible.
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Smart Health Dental is an insurance company dedicated to providing quality dental care to help subscribers save on dental services. They offer multiple insurance and non-insurance plans to help policyholders achieve good dental health.
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Cigna offers plans for medical, medicare, dental, vision, hearing, and supplemental health insurance. Their choices for dental coverage include high annual maximum plans, low-deductible plans, and bundled dental, vision, and hearing plans.
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Humana offers stand-alone insurance plans (i.e., plans not connected to health insurance plans), with plans starting at $18 a month. Potential subscribers can enroll online, and Humana offers customer service application support via phone.
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Ameritas is an insurance provider offering affordable dental, vision, and hearing plans. They offer policyholders access to the Ameritas Dental Network offering 25 to 50% savings on out-of-pocket costs.
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Physicians Mutual offers dental, life, cancer, and pet insurance as well as medicare supplement plans. They offer four dental insurance plans and allow bundling of dental, vision, and hearing coverage.
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Blue Cross Blue Shield Arizona offers a range of dental insurance coverage, from preventative to in-depth care. Subscribers can choose from PPO, HMO, and Prime plans, which are affordable plans offering comprehensive coverage.
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The services dental insurance in Arizona covers depends on the type of plan you have and the insurance company you choose. Some plans only cover preventative services, without more expensive basic and major care coverage. Other plans cover significant portions of the costs for major services, but those plans often require higher monthly premiums.
Whether you’re currently without insurance or you’re looking to supplement your plan’s coverage, Flossy can help! With a network of trusted dentists to choose from, you can access affordable dental care without sacrificing quality.
We know you still have questions about dental insurance in Arizona - and we have answers. Learn more about dental insurance coverage in Arizona as you decide on your best path for affordable dental care.
There are several reputable dental insurance companies that offer plans in Arizona, but if you can’t afford insurance premiums right now, you have other options.
You can ask your current dentist’s office if they offer any discounts or no-cost dental services. Financing, or taking out a loan, is another option to spread out payments for major services over time, or you may be eligible to apply for dental grants.
But don’t forget dental discount options like Flossy! With Flossy, you avoid any membership or sign fees, as well as frustrating waiting periods. Save money every time you visit an office in their network of trusted dentists.
Many of the top dental insurance companies in Arizona offer more affordable plans. The best and most affordable plan depends on your budget. It’s important to consider all elements of the plans you’re considering, like monthly premiums, what services are covered at that cost, annual deductibles, and annual maximum cost.
If you can’t or don’t want to pay the premiums for dental insurance plans, Flossy is a great way to access affordable dental care. Check out the Cost Estimator to see how much Flossy can save you on the services you need!
Some of the major insurers offering dental coverage in Arizona include:
Check out a breakdown of each of these servicer’s benefits above to learn what services they cover and how much premiums cost.
But don’t forget to check out Flossy’s amazing dental network and savings plan to see how much you could save, with or without a dental insurance plan!
The best way to save money on dental care is to stay on top of your preventative care visits, but even those services can be out of many people’s budgets. That’s why many plans offer preventative service coverage to varying degrees, so their policyholders can maintain good dental hygiene.
Whether you choose to enroll in a dental insurance plan or not, Flossy can help you access regular preventative care - and the major dental services you need - at affordable prices. You don’t have to pay any membership or enrollment fees; just find a dentist in our network and get to saving!
Find a dentist and save today with Flossy!
Our mission is to provide top-quality dental care at an affordable price. Conveniently search for a dentist and book an appointment on the flossy.com website, through the Flossy app or over the phone with a trained patient advocate.
Discounts are immediate and pricing is transparent. Just pay for your visit with your smartphone and enjoy the savings.
